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In Colombia’s far northeast, entire communities live beyond the reach of the national electricity grid. In places like La Guajira and Vichada, families rely on diesel generators, firewood, or kerosene to meet basic needs—if they have energy access at all. These regions are officially classified as Non-Interconnected Zones, where grid extension is deemed unviable and public electrification efforts have repeatedly failed. Soluna Energía was created to work precisely in these conditions. Founded in 2020 as a joint venture between Iluméxico and Colombia-based Hybritec, Soluna delivers off-grid solar power through an energy-as-a-service model designed for remote, low-income communities. Rather than requiring families or schools to purchase costly equipment upfront, Soluna installs and maintains solar systems and provides reliable electricity through affordable monthly fees. Today, Soluna provides clean energy to nearly 7,000 people across households, community centers—including schools and health posts—and small businesses. More than half of the people it serves belong to indigenous communities, particularly the Wayuu in La Guajira and the Maibén Masiware in Vichada. For these communities, access to energy is about far more than electricity. Reliable power enables refrigeration for food and medicine, lighting for education and connectivity, and energy for small businesses and productive activities. Just as importantly, it supports Indigenous families’ ability to remain on their ancestral lands, strengthening livelihoods, cultural continuity, and community autonomy. A loan from The Reciprocity Fund enabled Soluna to install 34 additional solar systems across La Guajira and Vichada. The financing supports the enterprise’s liquidity and asset productivity, allowing Soluna to expand without relying on short-term, high-cost capital. Rather than funding a pilot, the loan builds on a portfolio of existing systems that already generate predictable, recurring revenue.
By replacing diesel generators, kerosene lamps, and firewood, Soluna’s solar systems help reduce carbon emissions, improve indoor air quality, and ease pressure on fragile ecosystems. The company enforces a strict no-deforestation policy, adapting installations to the natural environment rather than altering it. Soluna shows what’s possible when clean energy and patient capital come together—delivering solutions that power daily life, protect the environment, and help historically excluded communities thrive on their own terms.
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What do these products — Amazonian fruits from Colombia, Andean quinoa from Peru, fresh vegetables from Nicaragua, and clean water in eastern Indonesia — have in common? They are all produced or provided by community-rooted social enterprises supported by the Reciprocity Fund. Over the past year, the Reciprocity Fund has grown quickly, allowing us to support more social enterprises than ever before. Many of these enterprises are modest in scale, deeply embedded in Indigenous and rural communities, and often overlooked by traditional finance. Together, they reflect the Reciprocity Fund’s core mission: backing community-led solutions that strengthen livelihoods, protect ecosystems, and honor cultural knowledge. “The Reciprocity Fund intentionally seeks to make loans in places like this, where borrowing options are limited and where modest loans can have an outsized impact.” Below are a few borrowers we’re excited to introduce. Puramazonia | Colombia Puramazonia is a nonprofit enterprise working with over 100 Indigenous and Afro-Colombian families in Colombia’s southern Amazon. Most producers belong to the Inga, Koreguaje, or Kamentsá peoples and cultivate native fruits such as arazá, copoazú, and sacha inchi using agroforestry systems that regenerate degraded land and protect biodiversity. Through technical training, organic certification support, and value-added processing, Puramazonia helps communities earn higher prices while strengthening stewardship of the Amazon rainforest. A loan from the Reciprocity Fund supports harvest-season working capital, enabling timely payments to producers. UCHON | Nicaragua The Union of Horticultural Cooperatives of the North (UCHON) is a second-level cooperative aggregating six smaller cooperatives and working with 677 farming families in Nicaragua’s horticultural corridor. Centered in Matagalpa and Jinotega, UCHON supports smallholders through fair prices, certified processing facilities, and technical assistance in regenerative agriculture. Approximately 26% of members identify as Chorotega, Nicaragua’s largest Indigenous group. With support from the Reciprocity Fund, UCHON expanded production and distribution through new delivery vehicles, increasing farmer incomes and reaching more communities with fresh, locally grown vegetables. SIMPLi | Peru SIMPLi is a vertically integrated social enterprise working directly with smallholder quinoa farmers in southern Peru. Nearly 80% of its 541 supplier families come from Indigenous Quechua and Aymara communities. By shortening the supply chain, guaranteeing offtake, and supporting certification, SIMPLi strengthens farmer incomes while preserving native quinoa varieties. Through its Regenerative Pathway Program, farmers transition to organic and regenerative practices that improve yields and protect ancestral Andean farming knowledge. A loan from the Reciprocity Fund supports expanded organic quinoa purchases and timely payments during harvest. Komodo Water | Indonesia Komodo Water is a women-led social enterprise bringing affordable, clean water and ice to remote fishing communities in East Nusa Tenggara, Indonesia. Using solar-powered desalination and ice production, the enterprise serves Indigenous Manggarai farmers and Bajo sea nomads across the Komodo Islands. Communities co-own and operate the facilities, ensuring water costs are reduced, fish spoilage declines, and profits remain local. With a loan from the Reciprocity Fund, Komodo Water expanded two new facilities, improving access to safe water for thousands while strengthening climate resilience tied to both land and sea. Different products. Different places. One shared thread: patient, values-aligned capital supporting Indigenous communities’ leadership, dignity, and economic self-determination.
Learn more about the enterprises supported by the Reciprocity Fund — and if you know a business like these, we’d love an introduction. In the Andes, minka means coming together to work for the good of all. This ancient Quechua tradition of collective labor — where neighbors plant, harvest, and build side by side — has roots in the Inca Empire, where it was a cornerstone of social life. Minka was never about individual gain, but about ensuring that entire communities could thrive together. That spirit of minka is alive today in Ayacucho, Peru, one of the country’s poorest regions, still healing from decades of conflict. Here, families farm quinoa, known in Quechua as chisaya mama, the “mother of all grains.” Cultivated in the Andes for over 5,000 years, quinoa remains both a sacred crop and a vital source of sustenance. Wari Solid Foods, a Peruvian social enterprise, embodies minka and extends it into modern markets. Partnering with 316 families across 14 Quechua-speaking communities, Wari works alongside farmers from planting to export across the entire value chain. Farmers, men and women alike, bring the harvest from the fields to a local processing facility before it is exported to Europe and the U.S. And its impact goes further. While global demand for quinoa has sometimes raised concerns about local food security, Wari’s approach is different. Families continue to grow food for their own tables while accessing premium markets for quinoa, where it earns up to 28% more than local intermediaries. This balance ensures both sustenance and income, strengthening community resilience. With a loan from the Reciprocity Fund, Wari purchased 130 more metric tons of quinoa, guaranteeing that farming families could sell their entire harvest at fair prices. Supporting enterprises like Wari means protecting cultural traditions, strengthening food systems, and ensuring prosperity is shared across communities.
Wari Solid Foods shows how an ancestral practice like minka can be reimagined today — a living example of ancient wisdom fueling sustainable futures. How four Reciprocity Fund borrowers are using honey to build resilient communities and ecosystems Honey businesses aren’t just sweet — they’re smart, sustainable solutions. Bees pollinate plants, protect biodiversity, and support food systems. Beekeeping creates income for rural families. And honey production is regenerative, not extractive — giving more than it takes from the land. This month, we’re highlighting four Reciprocity Fund borrowers using honey to strengthen both livelihoods and ecosystems:
Do you know of an enterprise that's using nature to drive positive change? We’re always looking to partner with regenerative businesses across Latin America and Southeast Asia.
Let us know at [email protected] Deep in the tropical forests of Quintana Roo and Campeche, over 2,000 forest tappers — 70% of whom belong to Maya communities — are preserving an ancient tradition and building a more resilient future. Consorcio Chiclero is a pioneering cooperative producing 100% natural, organic chewing gum from chicle, a sap sustainably harvested from the chicozapote tree. Each tree is tapped by hand only once every five years, allowing the forest to regenerate and thrive.
Do you know any Indigenous-led businesses?
Let us know at [email protected] In Ecuador’s northern province of Esmeraldas, Afro-Ecuadorian communities have long been excluded from formal employment and market opportunities. For many, farming hearts of palm is one of the few viable sources of income, but getting that harvest to buyers is anything but simple. That’s why the work of Ecuaconservas is so powerful. This prominent food processing company sources hearts of palm from 12 Afro-Ecuadorian communities, totaling over 400 families living deep in the rainforest. Farmers navigate hours along the Cayapas River in small wooden boats to bring their harvest to Borbón, where Ecuaconservas collects the product and ships it to their processing facility. The company pays fair prices — up to 30% above market — and provides training, safety gear, and access to medical kits for workers in these remote communities. Their operation is both community-rooted and globally certified: Ecuaconservas holds organic and fair trade certifications, helping their farmers access international buyers who demand quality and accountability. A $100,000 loan from the Reciprocity Fund will help Ecuaconservas meet growing demand, including a new order from U.S.-based Edward & Sons, and expand purchases from smallholder farmers across the region.
We’re proud to support a business that connects remote Afro-Ecuadorian communities to dignified work and global markets. 4/22/2025 0 Comments Spotlight on Peru: Indigenous Enterprises Driving Climate and Community SolutionsAt the Reciprocity Fund, we provide generous loans to social enterprises that build agency, community resiliency, and economic self-determination for Indigenous communities in Latin America and Southeast Asia. About The Reciprocity FunDDespite representing just 5% of the world’s population, Indigenous peoples account for 15% of the world’s extreme poor. At the same time, they own, occupy, or use 25% of the world’s surface area and safeguard 80% of its remaining biodiversity. Indigenous communities are at the forefront of protecting the environment and combating climate change. This makes their inclusion in climate and development solutions not only urgent but essential. And yet, they are disproportionately impacted by extractive industries and continue to face disenfranchisement, economic isolation, and exploitation—challenges far deeper and more pervasive than what is captured in government data or mainstream media. The Reciprocity Fund exists to address these injustices by providing capital to social enterprises that create sustainable livelihoods for Indigenous populations. With 51 borrowers across 10 countries in our portfolio, we offer loans ranging from USD 10,000 to 100,000 to support working capital and fixed asset purchases. These social enterprises bring critical solutions to some of the world’s most urgent problems: persistent poverty, environmental degradation, declining soil health, and shrinking biodiversity. Through our investments, we are proud to partner with businesses advancing economic self-determination and planetary stewardship—supporting Indigenous communities to lead the way in safeguarding our planet’s future. Spotlight on PeruWith 14 borrowers across the country—from the highlands of the Andes to the heart of the Amazon rainforest—Peru is a key geography for the Reciprocity Fund. Our partners here are advancing indigenous-led solutions that build climate resilience, regenerate ecosystems, and strengthen local economies. Aprocassi
CAC Alta Montaña
Thirteen years ago, 840 cattle raisers across 39 cooperatives in the Mixe region of Oaxaca came together to form Renacimiento Mixe—a cooperative designed to provide financial inclusion and stability for Indigenous communities. Over that time, and with the support of a government-backed loan program, the organization disbursed nearly $6 million in loans, helping farmers sustain their livelihoods while supporting economic development in communities with high migration rates. But suddenly, that support was cut without warning. These hardworking farmers were left in a precarious position. Without access to financing, they couldn’t afford livestock feed, maintain their herds, or continue production. Many were at risk of losing their farms and their livelihoods. To keep supporting its members, Renacimiento Mixe needed more funding—more than what The Reciprocity Fund typically provides.
Although farmers in Guatemala primarily grow staple crops such as maize or beans, the country’s fertile soil and temperate climate have made it an ideal growing environment for blackberries as well. Last year Guatemala was the second-largest exporter of blackberries to the U.S. However, growing blackberries and making a living from blackberries are two very different propositions. A successful berry business requires coolers for storage, efficient transportation, year-round supply and contacts with wholesale buyers. Farmers with just an acre or two of land aren’t viable players in this competitive market. But when they band together the calculus changes. Flor de Mora is a 15-year old blackberry cooperative that started with 20 indigenous blackberry farmers from the small town of San José Poaquil in the Chimaltenango department who came together to improve their outcomes in the market. 95% of their town’s population of 20,000 belong to the Maya-Kaqchikel group, speak the Kaqchikel language, and rely on agriculture for their livelihood. However, 65% of the residents live in poverty as distance, low literacy levels and a history of military repression have made it difficult for farmers to access markets and for the town to invite industry. Flor de Mora manages a collection center in the community where they run quality control checks, pack the berries, and store berries in a cold room until ready for shipment. With the pooled resources of the cooperative, Flor de Mora blackberries are reaching buyers in Guatemala City and as far away as the United States. Flor de Mora has grown its membership to 100 Maya Kaqchikel families who are paid weekly for their regular deliveries to the collection center. The enterprise also generates part-time jobs for youth who assist with collection and packing. While other Guatemalan towns are losing their young people to the city and emigration, San José Poaquil remains vibrant and hopeful. Reciprocity Fund extended a $60,000 loan to enable the cooperative to buy packaging in bulk and to promptly pay the indigenous families that grow and harvest the berries. Tuesdays, Fridays, and Sundays are market days in Santa María de Jesús, a town of 20,000 in Guatemala’s highlands. Farmers from the surrounding countryside transport their harvest to town any way they can. Some have their own trucks, but most travel by bus in the hopes of turning their fresh produce into cash. It’s a tough way to earn a living—and an inefficient one. Time spent selling at the market means time away from the farm and family. It also means fierce competition, high transportation costs, and unnecessary food waste.
With a $30,000 loan from The Reciprocity Fund, Vegexsa now has the capital to purchase substantially more produce from its farmers. This funding enables Vegexsa to continue creating opportunities for Indigenous farmers, helping them build sustainable livelihoods while also preserving their environment and traditions.
This investment is not just about growing a business—it enables Vegexsa to continue creating opportunities for Indigenous farmers, helping them build sustainable livelihoods while also preserving their environment and traditions. Spread the word about Vegexsa’s impact and how The Reciprocity Fund is empowering businesses like theirs. Vegexsa’s story is just one example of how The Reciprocity Fund partners with Indigenous farmers and social enterprises to create lasting change. Learn how you can support and engage with our work here. |
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