waykana

ECUADOR
Waykana is a social enterprise that exports guayusa, a caffeine-rich leaf native to the Amazon. Waykana sources from more than 200 Kichwa farming families in the rainforest and creates a profitable alternative to slash-and-burn agricultural methods.  Guayusa can be grown with other food, fruit, timber and medicinal plants to create biodiverse and ecologically healthy agricultural plots that allow local farmers to thrive and generate a sustainable livelihood for the community.  The Reciprocity Fund provided a $30,000 loan to finance a new cutting machine as it expands its business.

FECCEG

GUATEMALA
Federación Comercializadora de Café Especial de Guatemala (FCCEG) is a thirteen year-old non-profit that works with 1,500 Mayan producers of organic coffee, sugarcane, and cinnamon in Western Guatemala.  Governed as a cooperative, FCCEG provides loans, technical assistance and access to the US market for these farmers, 30% of whom are women.  In 2019, the organization generated over $12 M in revenue. The Reciprocity Fund's $75,000 loan helped FCCEG expand their warehouse and administrative offices.

Bats’il Maya

MEXICO
Bats’il Maya is part of a coffee cooperative that supports over 360 Tzeltal farming families in the central highlands of Chiapas.  The cooperative operates a green coffee milling operation, a roasting facility, and three coffee shops. With their vertically integrated model, indigenous producers benefit economically from the value-add of milled, roasted coffee, and brewed coffee. The Reciprocity Fund provided a total of $100,000 working capital line to manage the timing gap between paying farmers and receiving payment from export customers.

WIÑAK

ECUADOR
Wiñak is a non-profit agricultural association, the first to be fully Kichwa-owned and operated. Based in the Napo Region of Ecuador, Wiñak  sells plantains, cacao, guayusa, and cassava sustainably grown by over 250 Kichwa farmers from around 60 separate communities. Their work aims to preserve Amazonian cultural and conservation practices, while establishing food security and economic viability for the Kichwa people.  ​The Reciprocity Fund provided a $54,000 loan to Wiñak  to support operations and acquisition of awnings for cacao drying.

RONAP

PERU
Recolectores Organicos de la Nuez Amazonica Del Peru (RONAP) is a small cooperative of wild Brazil nut collectors from the Madre de Dios region of Peru, an area that has suffered tremendous environmental degradation due to mining. The Reciprocity Fund extended a $75,000 loan to RONAP for its construction of a warehouse to support the expansion of its export business. 

XAXENI

MEXICO
Grupo Xaxeni preserves Mexican biodiversity through the development of a network of mostly indigenous smallholder farmers who grow native Mexican plants. Grupo Xaxeni seeks to promote ecological and economic value of these plants by creating a market for their use in landscaping, biotechnology, and as active ingredient for consumer goods. The Reciprocity Fund extended a
$ 75,000 term loan to purchase native plant seeds and to expand their research, production, and marketing.

FOREST WISE

INDONESIA
Forest Wise sources, processes, and sells natural, sustainably harvested rainforest products.  The social enterprise provides livelihoods to hundreds of local Dayak community members while creating an economic incentive to preserve the biodiversity of their native lands – the tropical lowland forests of Borneo. The Reciprocity Fund extended a $50,000 loan to Forest Wise  to manage working capital requirements and increase production capabilities.

Coopbam

PERU
COOPBAM is a coffee-growing cooperative operating in the Alto Mayo Protected Forest of Peru.  The cooperative provides farmers with agricultural training, financial skills, and access to specialty-grade coffee markets to promote socio-economic development in their communities. In exchange, the farmers commit to zero net deforestation. COOPBAM is supported by Conservation International, in partnership with local communities and the Peruvian government. The Reciprocity Fund extended a $75,000 loan to help COOPBAM ensure farmers are paid soon after harvest, a condition that helps them maintain the fair-trade premium and further increase farmers' income.

SIMBIOSIS

PERU
Simbiosis is a Peruvian social enterprise that provides livelihoods and empowers poor Andean women. The company sells Boletus luteus, a native Andean mushroom, for the export market. The business employs 320 mushroom producers, most of whom are women, who harvest the wild mushrooms and dry them.  During mushroom season, which lasts 5-7 months, Simbiosis workers earn an average of $500 of supplemental income. The Reciprocity Fund provided a $75,000 loan to install solar dryers which are 10x more efficient and produce better quality mushrooms that sell for 30% higher.
CENCOIC

COLOMBIA
CENCOIC is a coffee-growing cooperative in Cauca, Colombia, home to the Nasa tribe, the third largest indigenous group in Colombia. More than 2,500 farming families sell their coffee through CENOIC which handles all processing and international sales. CENCOIC also operates a buying cooperative which gives its members access to more affordable medicine and health supplies. CENCOIC consists of 19 associations spread across southwestern Colombia. The Reciprocity Fund extended a $100,000 working capital loan to help bridge the timing gap between coffee harvest and payments from customers.
CORTEPAZ

COLOMBIA
Cortepaz is a cocoa cooperative located on Colombia's Pacific coast. The cooperative's members are of Afro-Colombian descent, and represent some of the most marginalized people in the country.  Cortepaz groups individual farmers into units to enhance agricultural productivity, and currently has 200 groups cultivating cocoa and other crops. By offering technical training, social support, and access to national and international markets, Cortepaz improves the lives of its beneficiaries. Cortepaz also aims to preserve its members' heritage and protect the land's biodiversity. The Reciprocity Fund extended a $25,000 loan for irrigation and drainage improvements to increase crop yield and improve crop quality.
CEPRO YANESHA

PERU

​CEPRO Yanesha (CAC CEPRO Yanesha) is a coffee cooperative from the Oxapampa province in the Central Jungle of Peru. Its members come from 7 native Yanesha-villages. The cooperative has 141 coffee partners, of whom 98 are men and 43 are women. The Reciprocity Fund extended a $75,000 loan to help fund the construction of a green coffee processing facility, which will allow the cooperative to move up the value chain and improve the overall quality of its products.
AFIMAD
​
PERU
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The Asociacion Forestal Indigena de Madre de Dios (AFIMAD) is an organization of indigenous communities from 7 villages harvesting Brazil nut in Madre de Dios, Peru. Since 2008, they have been exporting certified organic and free trade Brazil nut and other forest products to the US. The Brazil nut, native to the forests of the Amazon, provides a sustainable economic alternative for the communities in Madre de Dios. The Reciprocity Fund extended a $50,000 loan to provide financing to farmers between harvest time and point-of-sale.
COOPAVAM

BRAZIL

COOPAVAM purchases and processes Brazilian nuts from smallholder farmers in the Mato Grosso region of the Amazon Forest. The nuts, collected by over 400 employees from six indigenous tribes, are converted into oil and flour that is sold to companies in food and beauty industries. Since 2008, COOPAVAM has provided sustainable income to indigenous communities through fair-trade agreements, and conserved thousands of hectares in order to prevent deforestation and other predatory activities. The Reciprocity Fund provided a $75,000 working capital loan to ensure nut collectors are paid soon after harvest. 
MAYA MOUNTAIN CACAO

BELIZE
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Maya Mountain Cacao Ltd. (MMC) is the largest exporter of cacao in Belize, sourcing from over 400 smallholder farmers in the Toledo district, most of whom are Mopan and Kekchi Maya. MMC supports producers with improved cacao rootstock, centralized post-harvest processing, and technical assistance to boost quality and incomes. The company exports over 75 metric tons of premium-grade cacao annually to global buyers. After previously receiving support from the Reciprocity Fund, MMC has now graduated to the Beneficial Returns Fund. A $45,000 loan financed the purchase of a truck to improve cacao collection from remote communities and support the fulfillment of export orders.
UOPROCAE

ECUADOR

UOPROCAE is an association of 5 grassroots organizations in Esmeraldas, Ecuador producing and exporting organic and fair-trade cocoa while improving ecological diversity in plantations. They cultivate 1,370 hectares of cocoa and produce 337 metric tons per year. By linking 4,250 farmers to the international community and promoting organic and fair-trade certification, producers see income growth of up to 40%. The Reciprocity Fund provided a $40,000 loan to support the working capital needed to fulfill orders for a growing international customer base.
SOMEONE SOMEWHERE

MEXICO

Someone Somewhere is a Certified B Corporation that works with 295 indigenous artisans in Mexico, 75% of whom are women, to produce and sell sustainable and ethically-sourced lifestyle and fashion products. By connecting artisans to consumers and corporations worldwide, they are able to significantly improve their livelihoods while preserving centuries-old traditions. The Reciprocity Fund provided a $40,000 working capital loan to fulfill a major partnership with Delta Airlines to produce amenity kits for business class passengers, which will also reduce their plastic use by 90,000 pounds.
ASOSEYNEKUN

COLOMBIA

ASOSEYNEKUN is an association of 263 Arhuaco indigenous producer families from the community of Jewrwa, located in the Northeast of Colombia by the Venezuelan border.  The members are known for using traditional farming techniques while conserving the environment. They work to improve the well-being, self-sustainability, and socioeconomic development of indigenous families through the production of organic and fair trade coffee, cocoa, and panela (sugar cane). The Reciprocity Fund provided a $40,000 term loan to finance a coffee drying plant.​
ECO OLA

PERU

Eco Ola sources, processes, and sells sustainably harvested forest products from the Peruvian Amazon. Through the introduction of sustainable agriculture to communities typically engaged in monocrop agriculture and in areas affected by deforestation, Eco Ola increases crop yield and diversity, which ultimately improves livelihoods while restoring the ecological health of the forests. They also offer farmers fair prices for their harvest and give them the opportunity to process raw materials into end products to increase their income. The Reciprocity Fund provided a $35,000 loan for a work truck and new custom-fabricated ovens for their suppliers of Macambo, a native fruit from the cocoa family that is high in fiber, protein, and Omega-9 fatty acids.​
DU ANYAM

INDONESIA

Du'Anyam is a social enterprise that improves the livelihoods and health of women living in rural Indonesia and preserves local culture through the production of wicker crafts. Du'Anyam has worked with over 1,400 women across 54 rural villages in Indonesia, who have experienced an average income increase of 40%. The Reciprocity Fund provided a $75,000 working capital loan that helped them fulfill orders from commercial clients, including IKEA.
COBIUS

MEXICO

COBIUS is a twelve year-old nonprofit protecting the Usumacinta River Basin in Tabasco state, Mexico. They have conserved 255 species in 16 protected natural areas through 60 projects ranging from conservation initiatives, community education, to geographical research that have reached over 65 local communities. In response to invasive fish species disrupting the basin's ecosystem and affecting the livelihoods of surrounding fishing-dependent communities, they have engaged in a market-based solution to provide additional income to affected fishermen by purchasing any invasive fish caught and processing it into clean-label pet snacks exported to the US. The Reciprocity Fund provided an $8,000 loan to finance equipment to expand their production capacity. 
TERCER MILENIO

MEXICO

Tercer Milenio is a cooperative that sources and sells green coffee from over 1,700 coffee producers across 105 communities in Mexico located in indigenous coffee-growing areas. By promoting and providing training on sustainable organic coffee production and better connecting farmers to the international market, they have been able to increase and stabilize their income. They are using The Reciprocity Fund's $100,000 working capital loan to increase their export sales.
BEANSPIRE COFFEE

THAILAND

Beanspire is an 8-year-old company based in Chiang Rai, northern Thailand, that develops and exports Thai specialty coffee to the international market. This contrasts with the majority of the Thai coffee market, where coffee is traded as a low-value commodity. Beanspire works with coffee farmers from Akha and Lahu hill tribes, and increase their income by raising the quality of coffee processing and connecting them to award-winning specialty coffee roasters in the US, Europe, Japan, Australia, and Thailand. They also encourage tree planting and reduce the slash and burn practices common to the region. The Reciprocity Fund provided a $100,000 working capital loan so Beanspire can promptly pay its farmers for their crop.
KAWANASI

​INDONESIA

​Kawanasi is a 7-year-old company based in Jakarta that sources Kenari nuts from the Kayoa people, an indigenous group living in the Spice Islands of Eastern Indonesia. Kenari trees, which are endemic to the area, are increasingly being felled for timber or cleared by mining companies.. By providing the Kayoa people with a livelihood opportunity that supports their way of living with nature and encourages the preservation of the forest, they are fostering both economic empowerment and environmental protection. The Reciprocity Fund extended a $100,000 working capital loan to support Kawanasi's growth in the international market.
ARTE COLIBRI

COLOMBIA

​Arte Colibri Artesanias produces and sells artisanal crafts, including accessories and decorative items sourced from the Inga and Kamëntsa Indigenous Communities in Sibundoy Valley, Colombia. By connecting indigenous artisans to a wider domestic and international market, ACA helps its suppliers generate higher and more predictable income while preserving their cultural heritage. The Reciprocity Fund extended a $20,000 loan to help Arte Colibri purchase raw materials for their crafts, especially for their chaquira beadwork. 
APROGARZA

PERU

La Asociacion de Productores de Café del Valle de Garzayacu (APROGARZA) is a cooperative composed of 203 coffee producers located in the Garzayacu Valley in Northern Peru. APROGARZA empowers Peruvian migrants who were internally displaced from political and drug conflicts, and struggle to establish better lives in new communities. By providing training in organic coffee production and connecting farmers to international buyers, APROGARZA helps farmers earn more income and improve their livelihoods. The Reciprocity Fund provided a $30,000 working capital loan to help APROGARZA ensure farmers are paid on time and at fair prices as it grows its coffee production.
CAC YAKATHEO

PERU

Cooperativa Agraria Yakatheo del Amazonas Coopayakat (CAC Yakatheo) is a cooperative that works with 638 smallholder cacao farmers, 88% of whom are from 24 Awajun indigenous communities in the Peruvian Amazon. The cooperative increases market access and stabilizes the income of these indigenous communities by purchasing their cocoa and selling it to food manufacturers and cocoa exporters. CAC Yakatheo also trains member farmers in organic farming techniques such as shade cacao cultivation to support soil health. In March 2025, the Reciprocity Fund extended a second loan for working capital. This is a renewed and increased credit line, which was initially provided in August 2023.
MIEL DE MIXTEPEC

MEXICO

Miel de Mixtepec is a cooperative that gathers, processes, and sells organic honey from small beekeepers in Oaxaca, Mexico. The cooperative was established in 2011 to improve the livelihood of beekeepers, many of whom are members of the Chatino, Zapotec and Mixtec communities.  By encouraging beekeeping, Miel de Mixtepec's cooperative members earn a predictable income while ensuring the pollination of local flora, including squash and pumpkin. The Reciprocity Fund extended a $100,000 loan to upgrade the cooperative's factory and qualify for export certification. When complete, the co-op will be able to directly export to its international customers which will eliminate middlemen and increase farmer income.​​
ADIRA

GUATEMALA

ADIRA is an association of 916 Q'eqchi indigenous families who grow cardamom, pepper, and cacao in the Alta Verapaz province in Guatemala. ADIRA provides technical assistance and commercialization services so small-scale farmers can grow diverse climate-resistant crops on their land while conserving local forests. ADIRA promotes the community's self-sustainable development through its members' active participation in the organization, technical assistance to maintain good agricultural practices, and project development.​ The Reciprocity Fund provided a $76,000 working capital loan - its first loan ever. The funds will be used to pay the 916 families for their crops as soon as they are harvested, enabling ADIRA to time the market and secure the best prices for their spices and cacao.
ALMA DE CHIAPAS

MEXICO

Alma de Chiapas is a cooperative that gathers, processes, and commercializes specialty green coffee sourced from 700 smallholder farmers in the Tumbalá municipality in the Mexican state of Chiapas. Many of the farmers in the cooperative belong to Tzeltal, Tzotzil, Chol, and Tojolabal communities. Alma de Chiapas helps farmers improve productivity, profitability and crop quality by providing financial support to purchase inputs, direct commercialization, and technical assistance. It also enables farmers to earn both a fair trade and organic premium for their crops while improving soil health and food security through intercropping.​ The Reciprocity Fund extended a $100,000 working capital loan to help Alma de Chiapas purchase coffee at fair prices from a growing base of smallholder farmers
ADAT

GUATEMALA

​​Asociación de Agricultores Tinecos (ADAT) is a Guatemalan association of 448 families, 68% of whom are of Mayan descent, who grow sweet peas, avocado, and coffee. ADAT works in the province of Huehuetenango, where hunger, low earnings from farming and limited jobs have driven many to risk emigrating in search of better opportunities. ADAT makes farming more lucrative and sustainable for its small farmer members by providing farming inputs, direct access to the market, technical assistance, and the opportunity to earn more from the premiums of international certifications. ADAT received a $60,000 term loan to expand its warehouse facility, which will help improve its processes, save on costs, and better maintain quality for organic standards.
EL TABERNAL

MEXICO

​El Tabernal is an association that produces, packs and sells mangoes grown in Oaxaca, Mexico. It collects mangoes from 200 families, 60% of whom belong to Zapotec and Ikoots indigenous groups. The majority from these groups have been struggling to get by, with many leaving the area for more lucrative economic opportunities. El Tabernal creates seasonal jobs and supports local mango farmers by providing technical assistance and packing services for export, while negotiating fair compensation for farmers. During the mango season, it employs over 1,750 farmers and staff across its mango orchards and plant. The Reciprocity Fund provided a $100,000 working capital loan to pay farmers fair prices for their mangoes at harvest, to purchase inputs, and to hire seasonal staff for the plant. 
ASPROQUEMA

COLOMBIA

Asociacion de Productores de Queso del Municipio de Anori (Asproquema) is an organization that has been producing cheese for 16 years in Anorí, Colombia. It currently supports 250 smallholder families, 45% of whom belong to indigenous and Afro-Caribbean communities and the majority of whom are victims of armed conflict in the region. Asproquema has helped consolidate and commercialize small scale cheese production activities that have existed in an area with a long history of livestock rearing, offering a safe and sustainable way for dairy families to add value to their milk. Families have especially benefited from the regularity of the income stream as cows can be milked daily compared to the seasonality of farming.  We provided Asproquema with a a $50,000 working capital loan to buy 30% more cheese from producers, which will lead to more income for each family.​
UNIÓN SAN PEDRO

MEXICO

Unión San Pedro is a Zapotec association of 213 coffee-producing families in San Pedro el Alto in Oaxaca state, Mexico. Its principal product is shade-grown coffee cultivated in agroforestry systems alongside other crops such as vanilla, cardamom, and cacao. This enables the farmers, 50% of whom are women, to reduce their exposure to coffee price fluctuations while enriching the soil and preventing deforestation. In January 2025, the Reciprocity Fund issued a loan to support Union San Pedro's working capital needs for the upcoming harvest. This loan is a renewed credit line, initially provided in March 2024, which helped the organization increase its sales by 30%.
BANAQUI

PERU

Banaqui Curimaná is an organic cacao cooperative in Ucayali, Peru, by the border with Colombia. The coop is composed of 70 indigenous families that are members of the Shipibo-Conibo tribe living on the banks of the Ucayali River in the Amazon, where they also engage in fishing and traditional handicrafts. Banaqui negotiates competitive prices for the cacao it sells in bulk. The cooperative also sells chocolate products domestically under its own label. The organization adheres to traditional agroforestry and agroecological systems, which protect their ancestral lands and generate stable income. In February 2025, the Reciprocity Fund extended a loan for working capital. This is a renewed and extended credit line, which was initially provided in July 2024 – Banaqui's first ever loan.
HILLTRIBE ORGANICS

​THAILAND

​Hilltribe Organics (HTO) launched Thailand’s first organic free-range eggs in 2014 and continues to be the market leader today. It works exclusively with Hill Tribes – mainly Akha and Karen women – in the Wawee Valley of Chiang Rai who have called the area home for centuries. HTO works with over 50 egg farmers and supplies them with hen chicks, a hen house, and organic feed (sourced locally from 200 families practicing organic agriculture), before buying all their eggs at a premium price for sale in selected supermarkets and hospitality chains. HTO doubles the typical income of farming families who are paid daily and who no longer have to emigrate to the city to earn a living wage. The Reciprocity Fund provided a $50,000 loan to build additional farms to rear chicks and house more egg-laying hens.
API-NATURA

​MEXICO

​Api-Natura processes and sells honey collected by over 660 beekeepers from the Maya Forest, America’s largest remaining rainforest after the Amazon. 80% of the beekeepers are descendants of Mayan and Chol ethnic groups. Api-Natura improves the lives of beekeeping families by offering them higher prices for their honey while also providing technical assistance to manage the hives and increase the quality of honey. Collectively, the beekeepers manage 55,500 hives across 32,000 hectares of forest, which simultaneously enriches and preserves the biodiversity of this fragile ecosystem. Reciprocity Fund provided a $30,000 working capital loan to improve the income of beekeeping families and help the company integrate biodegradable packaging into its product line.​
COA VRAEM

​PERU

COA VRAEM is a Peruvian cacao cooperative that works with 131 farming families that live near the Ene River, a tributary of the Amazon River. Over 40% of the smallholder families belong to the Ashaninka ethnic group, the largest indigenous Amazonian community in Peru. COA VRAEM, negotiates for fair prices, sells to international buyers, and provides farmers with technical assistance to improve the quality of their crops and engage in organic practices. Reciprocity Fund extended two working capital loans – the cooperative's first ever loans – to enable more cacao farmers to benefit from fair prices and timely payments
ALIAR

​GUATEMALA

Alianza Agroindustrial y Artesanal Rural or Aliar is a federation of smallholder farmers who grow snow peas, sweet peas, avocados, and blackberries in the Western highlands of Guatemala. Aliar works with 800 indigenous families, the majority of whom are Kachiquel, K'iche, or Mam. By aggregating production, staggering harvests, and managing the cold chain, Aliar helps farmers secure better prices for their crops with less waste.  Aliar also offers technical assistance in the use of organic fertilizers and bio inputs, fresh produce handling standards, and proper water usage to improve the quality of their harvests while preserving the environment. Aliar received a $30,000 credit facility from Reciprocity Fund – its first ever loan – to increase the federation’s fresh vegetable buying capacity.  This, in turn, enables Aliar’s member farmers to earn more income.​
FLOR DE MORA

​GUATEMALA

The central highlands of Guatemala provide an ideal growing environment for blackberries, but without coolers, transportation and contacts with wholesale buyers, the crop has limited economic value.  Flor de Mora is a 15-year old blackberry cooperative that counts 100 families from the Maya Kaqchikel ethnic group in its membership.   With the pooled resources of the cooperative, Flor de Mora blackberries are reaching buyers in Guatemala City and as far away as the United States.  The enterprise also generates part-time jobs for youth who assist with collection and packing.  Reciprocity Fund extended a $60,000 loan to enable the cooperative to buy packaging in bulk and to promptly pay the indigenous families that grow and harvest the berries.
ESTUFAS CHISPA

​GUATEMALA

Estufas Chispa is a social enterprise that manufactures and sells environmentally sustainable wood stoves to rural families in Guatemala. These improved wood stoves help Guatemalan families save firewood and live in healthier homes by reducing indoor smoke exposure. Since 2013, Estufas Chispa has sold over 35,000 stoves throughout Guatemala. Reciprocity Fund extended a $100,000 working capital loan to enable the company to fulfill an order with the government to deliver 20,000 additional stoves to communities primarily located in the western highlands of Guatemala, where more than 70% of the population is indigenous
APROCASSI

​PERU

Aprocassi is an organic coffee cooperative in San Ignacio, Cajamarca, in Peru that works with over 600 smallholder farmers who sustainably manage more than 15,000 hectares of land. In an effort to diversify income and empower women in the cooperative's network, Aprocassi started a honey business called Aproreynas with 82 indigenous women.  These beekeepers receive income that is 22% higher than the average in their region. Reciprocity Fund provided a $9,000 working capital loan to strengthen their production of honey wine, a honey derivative that is sold to nearby hotels, restaurants, and liquor stores. ​
SHANANTINA

​PERU

Shanantina is a Peruvian social enterprise that sells products made with Sacha Inchi nuts, a superfood native to the Peruvian Amazon. The company sources from over 130 Quechua smallholder farmers who manage around 140 hectares of land in agroforestry systems that promote crop diversity and soil health. Sacha Inchi nuts can be harvested monthly, representing a consistent source of income for farmers. Shanantina uses the nuts for products such as Sacha Inchi oil and snacks. Reciprocity Fund extended a $54,000 loan for the purchase of an optical sorting machine that will improve nut selection, a process that has been done manually. This will allow them to process 6x more nuts and fulfill orders faster while reducing production costs.​
APODIP

​GUATEMALA

Asociación de Productores Orgánicos para El Desarrollo Integral del Polochic (APODIP) is an association that sells organic cocoa produced along the Polochic River in Alta Verapaz. It supports over 1,300 smallholder farmers who all come from the Mayan Q'eqchi group who still preserve pre-Christian deities with Tzultacaj, the god of mountains and valleys, as the principal deity. The majority of the farmers cultivate cacao in their backyards. Across the collective 754 hectares of land, crops are cultivated in agroforestry systems that help preserve and conserve forest and river ecosystems. In March 2025, the Reciprocity Fund provided a loan to help APODIP purchase equipment and working capital to complete the construction of a cocoa paste plant, adding value to their cocoa. This second disbursement is secured by a corporate guarantee from APODIP’s client, Ethiquable.
APAAM

​PERU

Asociación de Productores Agroecológicos del Alto Marañón (APAAM) produces and sells plantain and plantain chips from Alto Marañon, Peru. The association is composed of 148 smallholder families that identify as Awajun, the second-largest indigenous group in Peru. Many families live in the protected Tuntanain Communal Reserve, where the knowledge and traditions of the Awajun people are recognized by the government as invaluable to conserving the ecosystem. APAAM’s plantain chips brand called Nugkui (“mother earth” in their local language) is led by indigenous youth and makes use of blemished plantains unsuitable for sale in the fresh market, reducing waste while adding value to their product. Reciprocity Fund extended a $30,000 loan – the association’s first ever loan – to upgrade the Nugkui plantain processing facility and increase capacity to sell more plantain chips. 
VEGEXSA

​GUATEMALA

Vegexsa is a three-year-old association supporting 100 Kaqchikel farming families in Guatemala’s central highlands. By sustainably cultivating and exporting snow peas, green beans, avocados, corn, and blueberries, Vegexsa connects farmers to markets in Europe and the US. The association, with 40% women members, empowers farmers through technical assistance, workshops, and financial support to boost productivity and secure fair prices for their crops. The Reciprocity Fund provided a $30,000 loan to enable Vegexsa to expand its operations by purchasing 20,000 additional kilos of snow peas, generating an estimated $200 in additional annual income for each farmer.
CICAP

​GUATEMALA

Created in 2016 by smallholder farmers from the Q’eqchi’ and Mopan Indigenous Maya communities in Guatemala’s Petén department, CICAP is a cooperative dedicated to producing and selling pepper, musk, chili, pumpkin seeds, and cardamom. With 3,500 members, CICAP promotes sustainable income generation by diversifying crops and providing free seedlings through its nursery. The cooperative also prioritizes forest conservation and cultural preservation, ensuring its practices honor the natural and cultural heritage of its members. The Reciprocity Fund provided CICAP its first loan ever - a $15,000 facility to support working capital, allowing the cooperative to buy more pumpkin seeds and musk from small farmers and increase their income.​
CAC ALTA MONTAÑA

​PERU

Founded in 2018 by smallholder farmers from the Indigenous Asháninka group in Peru’s Junín region, CAC Alta Montaña is an Amazonian cooperative committed to producing high-quality coffee and ginger while promoting sustainability and community development. Now with 310 farmer partners, the cooperative’s certifications—such as Fair Trade, Rainforest Alliance, and Bio Suisse—enable CAC  to pay premium prices to its members. The Reciprocity Fund provided a $100,000 working capital loan to ensure that farmers could be promptly paid for their harvests.
RENACIMIENTO MIXE

​MEXICO

Renacimiento Mixe is a financial cooperative supporting Indigenous ranchers and farmers in Oaxaca. Founded in 2011 by 39 small cooperatives, it is the only accessible financial institution for Indigenous communities in the region. The cooperative serves over 840 cattle raisers—89% Indigenous and 56% women—offering financing for cattle, lemon and honey production. Since its inception, it has provided almost $6M in financing in high migration municipalities, contributing to poverty reduction and economic development while preserving local culture and traditions.​ With a change in policy at the federal level of Mexico, Renacimiento Mixe’s access to government-backed loans abruptly ended.  This threatened the livelihoods of hundreds who had come to count on financing to operate their businesses. Reciprocity Fund extended a $200,000 loan to support an additional 20 - 40 cattle loans strengthening the livelihoods of dozens of rural families and promoting sustainable agroforestry practices.
CONSORCIO CHICLERO

​MEXICO

Consorcio Chiclero is a pioneering cooperative of over 2,000 forest tappers, 70% of whom belong to Maya communities in Quintana Roo and Campeche, Mexico. The cooperative sustainably harvests chicle—a 100% natural, organic, and biodegradable gum—from the chicozapote tree, helping preserve tropical forests and Mayan agroforestry traditions. Through its sustainable forest management practices, Consorcio Chiclero helps protect over one million hectares of tropical rainforest. Its product is sold to major confectioners and through Chicza, the world’s first certified organic chewing gum, with exports to Europe and the US. In March 2025, the Reciprocity Fund issued a loan to provide working capital for the purchase of raw gum from members, strengthening incomes and supporting forest-based livelihoods.
ECUACONSERVAS

ECUADOR

Ecuaconservas is a food processing company based in Pedro Vicente Maldonado, Ecuador, specializing in sustainably-harvested heart of palm. The company sources from over 350 Afro-Ecuadorian families in the Borbón region, paying up to 30% above the market price. Ecuaconservas also sells tropical fruits such as pineapple, guava, mango, and papaya, all processed to meet international standards. In addition to its commitment to protecting the environment, Ecuaconservas promotes employment for young Afro-Ecuadorians to support their economic well-being and avoid the necessity of migration. In March 2025, the Reciprocity Fund issued a loan to support its working capital needs, enabling the company to purchase more hearts of palm from additional farmers and expand production.
SINCHIRI

PERU

Sinchiri is a cacao cooperative located in the Pangoa district, in the heart of Peru’s central jungle. The organization was founded by producers from three Indigenous communities of the Ashaninka and Nomatsigenga ethnic groups. It supports 150 Indigenous smallholder families, 40% of whom are women and 45% are youth. Through high-quality cacao production and sales in both local and international markets, Sinchiri provides fair income opportunities while preserving traditional farming practices. The cooperative also empowers youth by running an entrepreneurial bakery project and fosters cultural preservation by involving both elders and youth in community ceremonies and social events. With a strong commitment to environmental sustainability, Sinchiri conserves nearly 60,000 hectares of forest in the region and promotes agroforestry and regenerative agriculture. Beneficial Returns provided Sinchiri with a loan to help finance this year's harvest.
EDUCE

MEXICO

EDUCE (Empresa de Desarrollo Urbano y Cooperativo del Estado) is a long-standing honey cooperative based in Mexico’s Yucatán Peninsula that produces and sells organic honey. It collects honey from 42 apiculturist collectives—representing over 900 families and 26,000 beehives—helping preserve traditional beekeeping practices while protecting the surrounding Mayan forest. Through EDUCE, families gain access to fair markets and organic certification, increasing incomes and promoting sustainable livelihoods. The Reciprocity Fund’s loan will enable EDUCE to expand its solar panel installation, helping reduce energy costs and strengthening the cooperative’s long-term commitment to sustainability and resilience.
WARI SOLID FOODS

PERU

Wari Solid Food partners with 316 small-scale quinoa farmers across 14 Quechua-speaking communities in Ayacucho, Peru—48% of whom are women and 90% Indigenous. Of these, 136 producers hold EU organic certification. Rooted in the traditional Andean practice of minka, collective labor for the benefit of the community, Wari Solid Food supports families throughout the production process, from planting to export. By eliminating intermediaries and opening access to premium markets in Europe and the U.S., Wari Solid Food ensures farmers earn more from both organic and conventional quinoa, up to 28% more than local buyers, contributing to higher incomes and more secure livelihoods. A loan from the Reciprocity Fund will help WSF increase its purchasing power and meet rising demand for organic quinoa.
AMAPURI

COLOMBIA

Amapuri is a family-owned agribusiness advancing sustainable production of açaí and heart of palm in Colombia. Amapuri works with over 800 Indigenous and Afro-Colombian families across four departments, including the Amazon Region. It sources and processes fruit into frozen pulp, powders, ice creams, and canned products for domestic and international markets. Its vertically integrated model provides stable, above-market pricing and supports community-based agroforestry practices. To further promote ecological health, Amapuri supplies organic fertilizers derived from its processing waste streams, contributing to soil regeneration across its supply chain. With a working capital loan from the Reciprocity Fund, Amapuri will expand its network to include at least 100 additional Indigenous families and finance açaí purchases during the 2025 harvest season.
BEEHIVEMEX

MEXICO

379 Indigenous beekeepers across the Yucatán peninsula and Chiapas supply BeeHiveMex, with their honey. Nearly 90% of producers are Indigenous and 40% are women. They represent the Maya, Tzotzil, Tzeltal, and Ch’ol communities who practice beekeeping as both an economic activity and a form of ecological stewardship. Through its organically certified processing facility, BeeHiveMex exports to international buyers while honoring traditional calendars, governance systems, and biodiversity conservation. The enterprise supports producers with technical training in native languages, premium pricing, and the preservation of 400,000 hectares of tropical forest. A working capital loan from the Reciprocity Fund will allow BeeHiveMex to scale purchases during the 2025 harvest and deepen its impact.